CAR ACCIDENT COMPENSATION CLAIM

Personal Injury Claims - Negligent Drivers

Most of us will be involved in a car accident compensation claim at least once during our lifetime with vehicle collisions being the most common cause of personal injury. The figures are startling with about 40,000 serious injuries occurring each year and about 10 deaths every day in the UK alone. The law relating to a car accident compensation claim is based on negligence and in order to receive an award of damages for personal injury it is necessary to show that a third party, usually another driver, was negligent and failed to exercise the expected duty of care that one road user automatically owes to another. Furthermore there are time limits and a case must either be settled or proceedings must have been issued in a court of law within three years of the accident occurring or the claim will become statute barred and the opportunity to claim compensation will have been lost forever save for some exceptional and unusual circumstances.

Third Party Insurance & The Motor Insurers Bureau

If you are injured in a vehicle collision that was not your fault, the chances are high that you will succeed in a car accident compensation claim and receive an award of damages for your injuries. Car insurance is compulsory for all vehicles, making it easier when the time comes to make a claim. Even if the driver of the other car is uninsured, compensation for injury will still be paid by the Motor Insurers Bureau (MIB) whose function is to pay compensation to the victims of uninsured drivers even if the third party driver is untraced in a hit and run accident. The MIB is funded by the insurance industry and a percentage of all motor insurance premiums is paid to the MIB.

Car Accident – Preservation of Evidence

If you have been involved in an accident it is important for the purposes of a car accident compensation claim to ensure that you preserve evidence. Immediately following the accident you should exchange personal details with all parties involved and make a written record of events immediately before and after the event. You should make a note of the personal details of witnesses and take photographs of the location and damage to vehicles. If you have been injured you should visit a hospital or your GP as soon as possible to ensure that there is recorded evidence of your injury. You should keep a diary of subsequent events including the progress of your injury and keep a written record of all expenditure together with bills and invoices where appropriate.

No Win No Fee Compensation Claims

If you have suffered personal injury in a vehicle collision you should consult a solicitor as soon as possible. In order to make a car accident compensation claim the accident must have occurred within the last three years and have been caused as a result of negligence by another person. Many solicitors offer a no win no fee service which minimises the individual’s financial risk however the no win no fee scheme offered by this firm goes much further and can be summed up as 'win or lose no charge - compensation paid in full'. If you use our claims service there is no financial risk whatsoever and you are paid 100% of your compensation with no deductions.